These numbers are for budgeting purposes. It provides a rough estimate of cost and can vary depending upon choice of plan. Plans change every year and we recommend a review (at the least you had a birthday and the price changed). Dental or vision is not one of the 10 essential health benefits that plans cover. We have found additional programs to fill in the gaps. We always recommend working with a licensed health broker as it costs nothing to get professional advice to make a good decision for you and your household.